{"id":47893,"date":"2023-01-19T20:50:11","date_gmt":"2023-01-19T07:50:11","guid":{"rendered":"https:\/\/milfordasset.com\/?p=47893"},"modified":"2025-09-18T20:55:16","modified_gmt":"2025-09-18T08:55:16","slug":"kiwisaver-your-questions-answered","status":"publish","type":"post","link":"https:\/\/milfordasset.com\/insights\/kiwisaver-your-questions-answered","title":{"rendered":"KiwiSaver \u2013 your questions answered"},"content":{"rendered":"

This article was first published in NZ Herald<\/a><\/sup><\/p>\n

Pulling the right levers is key to maximising long-term returns.<\/strong>
\nFor many New Zealanders, their KiwiSaver account will become a key part in saving for their first home and living comfortably in retirement.<\/p>\n

KiwiSaver can be a powerful way to grow savings with contributions from you, your employer and the government \u2013 plus the investment returns achieved \u2013 all helping to build your investment over time.<\/p>\n

It\u2019s natural to think of KiwiSaver as a savings account, but really, it\u2019s an investment account. Investing can feel daunting, but it doesn\u2019t have to be.<\/p>\n

There are a range of tools and resources on KiwiSaver providers\u2019 websites and if you prefer to talk it through with someone, there are professionals who can help make sure you\u2019re in the right KiwiSaver fund for you.<\/p>\n

Liam Robertson, a financial adviser at Milford, is one of them. He\u2019s an expert at helping people make the most of their KiwiSaver account and he\u2019s shared his insights on important KiwiSaver questions.<\/p>\n

How do I make the most of my KiwiSaver savings?<\/strong><\/p>\n

Robertson<\/strong>: Essentially, there are two key levers you can pull to maximise your results in the long term:<\/p>\n